The SAVE product (Stewart Assured Valuation Estimate) is a proprietary Stewart product. SAVE was designed to provide a Lender with warranty coverage to protect against excessive values from Valuation products including AVMs, Broker Price Opinions (BPOs), Drive-bys, and Full Appraisals. SAVE warrants the accuracy of the property valuation based on the date the valuation report is completed.

The SAVE product is available in all 50 states. The specific coverage limits are defined in the service agreement between Stewart and the lender. The protection is for the life of the loan and is transferable to a lender's successors or assignees.

Features of the SAVE product include:

• Full URAR
• Nationwide availability
• Protection lasts for the life of the loan
• Transferable to successors and assigns
• Available for first and second lien mortgage originations
• Available for multiple transaction types: purchase,
• rate/term refi's, cash-out refi's, home equity line of credit
• (HELOC) and home equity closed-end loan (HELOAN)

Benefits of the SAVE product include:

• Full URAR
• Lenders can maximize their use of alternative appraisal products
• Obtain cost-effective appraisals without risk of loss
• Minimize loss due to inaccurate property valuation
• Increase conversion rate from application to closing