Once the loan is electronically closed, it becomes a legal document and the security and legal compliance of archiving electronic loans (eNotes) becomes much more complex. The need to have a secure, scalable electronic vault is critical for storing documents with the life potential of sixty-plus years. A key feature of the eVault is the ability to create electronic loan pools for buyers to view online (both data and documents), and submit buy bids and deliver electronically. Stewart is among the first to provide this capability, along with eDelivery of the loans with a direct eVault-to-eVault transfer.