Stewart Lender Services - Privacy Policy

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY VISITING AND USING THIS WEB SITE AND ANY WEB SITES, WEB PAGES AND SERVICES OPERATED BY STEWART INFORMATION SERVICES CORPORATION OR ITS AFFILIATES ("STEWART") THAT ARE LINKED ("STEWART SITES"), YOU ARE AGREEING TO THIS PRIVACY POLICY.

Your use and access of the Stewart Sites is expressly conditioned on your acceptance of the following terms and conditions. If you do not or can not agree with any part of the following terms and conditions, you may not use or access the Stewart Sites. Please note that this privacy policy only applies to the information that we collect via the Stewart Sites.

COMPANY POLICY

The privacy of your nonpublic personal information is important to us. We use safeguards to protect your privacy and confidentiality. This policy discusses information we collect and the manner in which it is used. We reserve the right, at any time, to add to, change, update or modify our privacy policy simply by posting such change, update or modification on the Stewart Sites. Any such change, update or modification will be effective immediately upon posting on the Stewart Sites.

SECURITY

We use good faith efforts to maintain physical, electronic and procedural safeguards to guard your nonpublic personal information. However, while we strive to protect your personal information, we do not ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

INFORMATION COLLECTION

If you do nothing during your visit but browse through the web site and read the information contained on the web pages, we may gather certain information about your visit automatically. This information does not identify you personally. We may automatically gather the Internet domain (for example, "companyx.com" if you use a private Internet access account, or "myschool.edu" if you connect from a university's domain), IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web) from which you access Stewart Sites, and the date and time you access Stewart Sites and the pages you visit.

We may collect nonpublic personal information from you when you voluntarily provide personally identifiable information to us though Stewart Sites, such as when ordering services/products and accessing account specific or other profile information. We may collect information about your transactions that we secure from our files and from our affiliates. We may collect information that we receive from consumer reporting agencies. We may collect information that we receive from others involved in your transactions, such as real estate agents or lenders. We limit use of such information to the purposes for which the information was provided. However, we reserve the right to use such information for marketing/product development research and other similar purposes and/or to contact you regarding additional services or products that you may find useful.

We may also release your information to our advisors and the appropriate authorities when Company believes, in good faith, that such release is reasonably necessary to (i) comply with law, (ii) enforce or apply the terms of any of our user agreements, or (iii) protect the rights, property or safety of Stewart, Stewart's users, or others. We may also sell, transfer and disclose your information part of a business divestiture, sale, merger, or acquisition of all or a part of Company's business.

If you send an electronic mail (e-mail) message that includes personally identifiable information, for example, in an e-mail message containing an inquiry, we will use that information to respond to your inquiry. Remember that e-mail is not necessarily secure against interception. If your communication is very sensitive, or includes information such as your bank account, charge card, or social security number, you should not send it in an e-mail.

We may use "cookies" to improve our service to you. Cookies may help us recall a previous visit. The cookies we use do not collect personally identifiable information, and we do not use them to determine your identity. If you are not comfortable with this use, you may configure your browser to be notified when cookies are to be received and to provide you with the option of refusing cookies. However, refusing cookies may limit your ability to use Stewart Sites in their entirety.

EMPLOYEES

Our employees and agents may view information that you provide us in order to perform their jobs and service you. We restrict access to nonpublic personal information about you to those individuals who need to know that information in order to provide products or services to you, or as other wise provided herein.

SHARING

We do not share nonpublic personal information to third parties who are not affiliated with us, unless the law allows us to do so. WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

MARKETING

We may disclose any information that we collect about you to our affiliates or nonaffiliated third parties as permitted by law. We also may disclose information about our customers or former customers and others to the following types of nonaffiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements:

• Financial service providers such as companies engaged in banking, consumer finance, securities and insurance.
• Non-financial companies such as envelope stuffers and other fulfillment service providers.

LINKS TO OTHER WEBSITES

Stewart Sites may contain links to web sites that are provided and maintained exclusively by third parties web sites provided and maintained by third parties are not subject to this privacy policy. Please review the privacy policies on those web sites to understand their personal information handling practices. We make no representations concerning the privacy policies of these third party web sites.

QUESTIONS

If you have questions about our privacy policy, you may contact our webmaster at webmaster@stewart.com. Please provide the webmaster with information about the specific Stewart Sites that you are inquiring about.